Author Archives: Sandra Cook

Getting the Best Car Financing


We always strive to get the best deals possible every time we make a purchase, more so when it comes to car financing. Depending on your situation, an auto loan can involve low interest rates and best terms. Who doesn’t want to enjoy these perks right?

If you are asking yourself, “are there ways to get the best possible auto loan” the answer is yes. In our article, we will show you the tricks on how to get the best possible financing.

Ask the Right Questions

There are a huge variety of car types and models which can be overwhelming in your part as a buyer. A lot is going in on your mind such as securing an approval, ideal interest rates, which car will you choose and the likes. Because of this, you might overlook some aspects and forget to ask the right questions. Having said this, when negotiating with your dealer always try to ask for lower interest rates and haggle with your dealer in order to get a deal that is ideal to your financial situation. Always remember that regardless of your past credit issues, there are still tons of ways for you to get a good deal.

Look for a Trustworthy Dealership

If you want to get the best deal then work with the best dealers. Look for a proven and trusted car dealership that offers quality services should be your priority. Not only can you enjoy the best possible auto loan terms, this will also save you the hassle and assure you that your car investment is in good hands. Just make sure that you are working with a credible dealership.

Request for a Copy of Your Credit Report

In some cases, there are errors in your credit report that could have a negative effect on your auto loan options. It would be wise to get a copy of it first before looking for a lending institution that will finance your car. This way, you can check and have an estimate regarding the loan product’s price that will possible be offered.

Keep Your Cool

Stay Calm and do not commit to an offer immediately. When facing business deals, especially involving this much amount, always keep your cool so that you can think objectively. Don’t be too nervous or too excited so that in the end you won’t have any regrets about your decision.

Everyone deserves a shot at the best deal when it comes to auto financing. There are dozens of car financing companies that offer great deals regardless of credit issues. Just remember these simple tips so that you can enjoy the best deals in car financing.

Bottom 5 Wagons/Vans With Second Row Leg Room

When it comes to larger vehicles you want to consider these ones because they definitely have some great features. A wagon or a van will allow you to fit a lot of people along with plenty of cargo at the same time. Though larger vehicles aren’t necessarily for everyone, these are definitely going to be worth a look (or more than one look). Then all you need to do is make sure that you contact a reliable car loan company and process your application.

mini-clubmanThis vehicle is definitely larger than a typical SUV, but it’s going to give you a great price at the same time. The MINI Clubman offers 32.3 inches in the second row and still gives you plenty of cargo space. This vehicle has an interesting dashboard and some high and low tech options to go together and make it a great choice. You do get an infotainment package, though it’s not as high tech, and you also get plenty of comfort to go along with it.

Photographer - Stan Papior Autocar Magazine Haymarket Publishing Volvo V60 Black

If you’re looking for something slightly larger and even more luxurious then the Volvo XC70 is definitely the one for you. With 34.6 inches in the second row you’re still going to get a lot of cargo space and you’re going to love driving it around whether it’s on the road or off the road. This Volvo has over 70 cubic feet of cargo space and though it has a little bit less gas mileage it has great ground clearance to keep you going even in bad weather.

ford-transit-connect-swbThe Ford Transit Connect LWB (7 Passenger) is made for those who really need cargo space whether for a business or any other reason. It has 35 inches of space in the second row and still has a lot of space in the third row and behind the seats to use for your cargo as well. You won’t have any problem transporting anything and everything you need and you’ll definitely be comfortable enough, though the most important feature is definitely the space.

dodge-grand-caravanFinally, the Dodge Grand Caravan is the only minivan on this list. It offers 36.5 inches of space in the second row and nearly the same in the third. It also has plenty of space in the back end as well and there’s a great price tag to go along this. You’ll be able to do anything and everything with this and you will definitely be the coolest mom with the minivan.

Where to Get That Car Loan

car-loan01-lgHave you started looking for a new car and aren’t sure just where you can get the financing that you need? Well you might be surprised to know that there are several places you can look to get that new car that you need. After all, a lot of different places are getting into the business of getting you the loan you want or need for your next car. It’s a great way for you to save some money because you can shop around and find the loan that works out best for you.

The first place you can look for financing is with your financial institution. They’re the ones that know you the best and that makes them the most likely people to give you a loan. They know what your history with them has been like and they also have access to all of your money so it makes giving you a loan a little less of an uncertainty. These institutions are not always great about giving credit to people who have bad credit however so you could end up rejected or you could get an extremely high interest rate offer.

The next place to look is at the dealership themselves. This isn’t always a good bet for you, especially if you have bad credit, because the interest rates are generally going to be much higher, unless you qualify for the excellent credit rating that is. So you want to make sure you get a good idea of what your payment is going to look like long before you decide to get the loan if you’re even thinking of working with a dealership. You don’t want to end up paying an extremely high interest rate after all.

Finally, there are third party lenders. These are the places that you’re probably going to want to go if you have bad credit because they can make sure that you are getting the best thing available. Many of them work solely with bad credit customers and that means they understand how best to work with you and make sure that you’re getting whatever you can to get on your way to that new car. They take a risk on you and don’t have a problem with it, even though other lenders may not believe that’s as good of an idea.

No matter where you end up getting your loan you’ll be able to get the vehicle that you want, even if you have bad credit. There are plenty of options and you’ll be able to keep working at your credit as you go. If you do have bad credit though and you’re interested in third party lending you’ll be happy to know that there are plenty of opportunities out there. Check out this application and you can get started on your next car. There’s plenty more information right here and you’ll definitely be glad you decided to check it out for yourself. Bad credit doesn’t need to hold you back from anything.

Car Maintenance Tips You Must Never Ignore in Calgary

Your car and your health have one thing in common – they have to at their optimum best at all times. That explains why there are so many auto repairs and healthcare facilities around. But over and beyond such comparisons, there are what many car experts consider as extremely important car maintenance essentials. Read on to learn more about such essentials and why they are important as far as your car’s performance is concerned.

Engine oiloil-change

Your engine oil is what blood is to your body. Without it, your car will certainly not start. It doesn’t end just that. Taking long to change your car oil may spell doom for your engine. Fortunately even for first time car owners, changing your car oil is not rocket science. You can either do it on your own or have it changed at a gas station. Be sure to also check your car engine level every morning to ensure that it never runs below the recommended minimum.


The gear box

car-gearboxThere is much more into your car’s gearbox than the fact that it helps you engage different gears. It must work with ease. It should be in fact, flawless. Anything else other than that can easily mean that your safety will be at stake. The last thing you would want as your drive either at a high speed or average speed would be trying to slow down only to realize you cannot use the clutch or even break. To avoid such instances, have the gearbox serviced at least once every three months.


Alarm system


Imagine heading out of your office to the parking lot where you left your car just to find it missing. The thought of it alone is disturbing. This happens all the time though. The worst part about it is the fact that your car insurer may refuse to indemnify you for your loss. On the flip side however, you may be indemnified right away if your car had an alarm system and got lost anyway. So take time find an alarm system as well as a car tracking system you can rely on.






This is pretty much self-explanatory. Brakes hardly fail. But more often than not when they do, it is always a matter of negligence that would have been avoided if one took time to service his or her car. Brakes servicing as you will later find out, is all about changing your brake pads at the right time. Then while at it, always buy brake pads from the respected brand names.




Your mechanic

autorepair_1Don’t just let anyone service your car. Car experts recommend that one should have one mechanic to handle servicing. The rationale behind such a recommendation is easy to understand. By dealing with one mechanic, you will give that mechanic a chance to understand your car and how it works. It will therefore be easy for the mechanic to troubleshoot glitches on your car. This may also mean that you get to have your car serviced at discounted rates.

If you need more tips and information about cars, pre-approved car loans and dealerships in Calgary, visit this website.